What is a REIT?
A Real Estate Investment Trust, or
"REIT" (pronounced "reet"), is a company that owns, and in most cases, operates
income-producing real estate. To be a REIT, a company must distribute at least
90% of its taxable income to shareholders annually in the form of dividends.
Types Of REITs
There are approximately 200 publicly
traded REITs in the U.S. today, with assets totaling more than $475 billion.
The shares of these companies are traded on major stock exchanges, which sets them
apart from traditional real estate.
The Evolution of REITs
The U.S. Congress created REITs in
1960 to give anyone and everyone the ability to invest in large-scale commercial
properties. The REIT industry has grown dramatically in size and importance
since then, and during the last decade in particular. Factors sparking increased
investor interest include:
- REITs - also known as real estate
stocks - have outperformed most other major market benchmarks over three decades
with significantly less volatility.
- REITs operate commercial properties
in nearly every major metropolitan area across the country and several in international
locations.
In 2001, Standard & Poor's (S&P)
recognized the evolution and growth of the REIT industry as a mainstream investment
by adding REITs to its major indexes, including the S&P 500.
Dividends and Diversification
Because REITs must pay out almost
all of their taxable income to shareholders, investors can look to REITs for reliable
and significant dividends (typically four times higher than those of other stocks,
on average). Analysis of historical data concluded that the relatively low
correlation between REITs and other stocks and bonds makes them a powerful diversification
tool. Any investor can build a greater long-term wealth by combining homeownership
and REIT stocks as part of a diversified investment portfolio.
Source:
NAREIT (National Association of
Real Estate Investment Trusts) website, www.nareit.com
or contact:
NAREIT, 1129 20th Street, NW, Suite 305, Washington, DC 20036,
(202)
785-8717 or 1-800-3NAREIT).
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